How Much Will a Point Affect Your Mortgage Payment? When you're navigating the world of mortgages, you might hear the term "point" thrown around. But what exactly is a point, and how will it impact your monthly mortgage payment? Let's break it down. What is a Mortgage Point? A mortgage point, also

Buying a home is a huge milestone, and as you explore different neighborhoods, you might encounter properties governed by a Homeowners Association (HOA). For some, an HOA offers a sense of community and well-maintained surroundings. For others, it can feel restrictive and costly. So, how do you de

The US residential resale market in 2025 is navigating a complex landscape, and the uncertainty surrounding tariffs is adding another layer of instability. While the direct impact of tariffs primarily hits new construction through increased material costs, these effects are increasingly bleeding i